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Q
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What is the purpose of your cash loans?
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A
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Our cash loans, or 'wage advances', are short-term loans designed to provide emergency cash quickly. This kind of loan should be used only if you are able to pay back the loan on your next wage day (or over the next couple of wage days). If, however, you have more extensive debt problems, you would be wise to look for a more appropriate kind of loan.
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Q
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Can I postpone paying off my cash loan?
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A
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Yes, you can 'rollover' your repayment date until the following wage day for a small additional fee - see our Repayments page for more information.
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Q
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How will I repay my cash loan?
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A
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We will take repayment directly from your bank account by direct debit or by using your debit card.
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Q
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How soon can I have my cash loan?
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A
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If your loan is approved and we receive your signed agreement before 2.30pm and you can get to one of our stores, you can have your money the same day. Alternatively you can have your money sent by BACS to your account free of charge which takes three working days, or finally you can pay an express fee of £15 which is deducted from your loan amount and you will receive your money the same day.
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